Clearance Sofas
Be quick and discover incredible savings across our stylish and comfortable clearance sofas. Featuring ex-display items, you'll be spoilt for choice with our not-to-be-missed clearance deals. Available in a catalogue of stylish colours and designs, there’s something for everyone. Act fast - once they’re gone, they’re gone.
Enter your postcode below to find clearance near you
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Aberdeen 6
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Barnsley 4
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Bedford 2
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Birmingham - Castle Vale 4
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Blackburn 5
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Bolton 9
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Bradford 1
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Bridgend 8
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Bristol - Cribbs Causeway Retail Park 2
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Bristol - Imperial 5
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Bromborough 5
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Cannock 2
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Cardiff - Capital Retail Park 14
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Chelmsford 7
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Cheltenham 8
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Chester 7
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Chesterfield 11
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Colchester 8
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Coventry 1
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Croydon 6
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Darlington 13
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Dartford 6
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Derby 1
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Doncaster 8
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Dundee 4
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Dunstable Clearance Centre 20
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Durham 7
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Edinburgh - Straiton Retail Park 8
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Farnborough 6
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Gateshead, Metro Retail Park 2
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Gateshead - Team Valley 15
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Glasgow Fort Shopping Park 5
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Gloucester 5
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Grimsby 1
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Harlow 1
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Huddersfield 1
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Hull 3
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Ipswich 8
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Kidderminster 8
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Kilmarnock 8
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Kirkcaldy 4
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Leeds 5
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Leicester 3
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Lincoln 9
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Liverpool - Aintree 4
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Liverpool - Speke 5
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Livingston 3
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Llanelli 1
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London - Beckton 2
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London - Staples Corner 1
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Loughborough 8
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Luton 2
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Manchester 3
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Mansfield 4
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Middlesbrough - Cleveland 11
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Newport 6
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Northampton 1
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Northampton Clearance Centre 34
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North Shields 6
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Norwich 7
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Nottingham - Giltbrook Retail Park 2
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Nottingham - Lady Bay Retail Park 8
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Oldham 12
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Paisley 3
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Plymouth 5
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Preston 4
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Rotherham 4
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Scunthorpe 5
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Sheffield 4
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Slough 6
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Solihull 9
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Southampton - Hedge End 7
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South Shields 1
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Stafford 3
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Stevenage 5
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St Helens 7
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Stirling 7
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Stockport 4
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Stockton 1
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Stoke 4
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Sunderland 4
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Swansea 2
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Swindon 8
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Telford 10
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Tunbridge Wells 5
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Wakefield 2
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Warrington 12
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Waterlooville 6
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Watford 5
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Wednesbury 6
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Wigan 7
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Wrexham 12
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York 6
Showing items within miles of
Colour: Mineral Collection Brown
Foot/Trim: Oak Effect/Studs
Clearance price £ 310 Save £189.99
Living
Eliza Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Mineral Collection Brown
Foot/Trim: Oak Effect/Studs
Clearance price £ 310 Save £189.99
Book A Free Appointment at Warrington
Introducing the Eliza Fabric Love Chair – a haven of intimacy and elegance that redefines cosiness and style in your living space. This isn't just a chair; it's a declaration of comfort, an invitation to snuggle up and create cherished moments.
As you settle into its embrace with a loved one, you'll realise that this chair isn't just about comfort; it's about celebrating relationships and making memories that last a lifetime.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 310 Save £189.99
Living
Eliza Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 310 Save £189.99
Book A Free Appointment at Glasgow Fort Shopping Park
Introducing the Eliza Fabric Love Chair – a haven of intimacy and elegance that redefines cosiness and style in your living space. This isn't just a chair; it's a declaration of comfort, an invitation to snuggle up and create cherished moments.
As you settle into its embrace with a loved one, you'll realise that this chair isn't just about comfort; it's about celebrating relationships and making memories that last a lifetime.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 310 Save £189.99
Living
Eliza Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Mineral Collection Cream
Foot/Trim: Mahogany Effect/No Studs
Clearance price £ 310 Save £189.99
Book A Free Appointment at Northampton Clearance Centre
Introducing the Eliza Fabric Love Chair – a haven of intimacy and elegance that redefines cosiness and style in your living space. This isn't just a chair; it's a declaration of comfort, an invitation to snuggle up and create cherished moments.
As you settle into its embrace with a loved one, you'll realise that this chair isn't just about comfort; it's about celebrating relationships and making memories that last a lifetime.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Mineral Collection Grey
Foot/Trim: Oak Effect/No Studs
Clearance price £ 310 Save £189.99
Living
Eliza Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Depth of seat: 60cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Mineral Collection Grey
Foot/Trim: Oak Effect/No Studs
Clearance price £ 310 Save £189.99
Book A Free Appointment at Chesterfield
Introducing the Eliza Fabric Love Chair – a haven of intimacy and elegance that redefines cosiness and style in your living space. This isn't just a chair; it's a declaration of comfort, an invitation to snuggle up and create cherished moments.
As you settle into its embrace with a loved one, you'll realise that this chair isn't just about comfort; it's about celebrating relationships and making memories that last a lifetime.
Make the Eliza range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Jumbo Cord Charcoal
Clearance price £ 415 Save £254
£ 11.53 a month for 3 years | 0% APR
Living
Chicago Fabric Swivel ChairA Height | 70 cm | (27.6 in) |
---|---|---|
B Width | 115 cm | (45.3 in) |
C Depth | 105 cm | (41.3 in) |
D Seat Height | 40 cm | (15.7 in) |
E Seat Depth | 60 cm | (23.6 in) |
F Arm Height | 62 cm | (24.4 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H70cm, W115cm, D105cm
- Floor to seat height: 40cm
- Depth of seat: 60cm
- Width of seating area between arms: 95cm
- Height of arm rest: 62cm
- Weight of product: 29kg
Colour: Jumbo Cord Charcoal
Clearance price £ 415 Save £254
£ 11.53 a month for 3 years | 0% APR
Book A Free Appointment at Swindon
The Chicago Swivel Chair is the ultimate embodiment of modern style and comfort. Its sleek and striking design features clean lines and a unique swivel base, making it a standout addition to any contemporary living space.
Whether you're looking to add a statement piece to your home or simply need a comfortable and stylish place to relax, the Chicago Swivel Chair is the perfect choice. With its sleek design, sumptuous cushioning, and unique swivel base, this chair is sure to become the centerpiece of any living space.
Make the Chicago range even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Marble Collection Brown
Foot/Trim: Mahogany Effect
Clearance price £ 310 Save £119.99
Living
Esme Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Marble Collection Brown
Foot/Trim: Mahogany Effect
Clearance price £ 310 Save £119.99
Book A Free Appointment at Warrington
Introducing the Esme Fabric Love Chair – where romance meets comfort in perfect harmony!
Embrace the enchantment of the Esme Fabric Love Chair, a captivating piece that redefines the concept of cosy togetherness. With its intimate design and unparalleled comfort, this chair is your perfect companion for sharing cherished moments with your loved one.
Make the Esme sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Marble Collection Brown
Foot/Trim: Silver Effect/Studs
Clearance price £ 310 Save £119.99
Living
Esme Fabric Love ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 131 cm | (51.6 in) |
C Depth | 94 cm | (37.0 in) |
D Seat Height | 50 cm | (19.7 in) |
F Arm Height | 66 cm | (26.0 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W131cm, D94cm
- Floor to seat height: 50cm
- Width of seating area between arms: 81cm
- Height of arm rest: 66cm
- Weight of product: 42kg
Colour: Marble Collection Brown
Foot/Trim: Silver Effect/Studs
Clearance price £ 310 Save £119.99
Book A Free Appointment at Dunstable Clearance Centre
Introducing the Esme Fabric Love Chair – where romance meets comfort in perfect harmony!
Embrace the enchantment of the Esme Fabric Love Chair, a captivating piece that redefines the concept of cosy togetherness. With its intimate design and unparalleled comfort, this chair is your perfect companion for sharing cherished moments with your loved one.
Make the Esme sofa collection even more affordable and take advantage of our 3 years interest free credit offer, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Aero Silver
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Living
Sammy Fabric Standard ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 111 cm | (43.7 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 74 cm | (29.1 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W111cm, D96cm
- Floor to seat height: 47cm
- Depth of seat: 56cm
- Width of seating area between arms: 41cm
- Height of arm rest: 74cm
- Weight of product: 36kg
Colour: Aero Silver
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Book A Free Appointment at Tunbridge Wells
Introducing the Sammy Fabric Standard Chair - where style and comfort come together to create a cosy and chic seating solution for your home. This exceptional chair is thoughtfully designed to bring a touch of modern elegance to any room while providing a comfortable and inviting spot to relax.
Embrace modern elegance and comfort with the Sammy Fabric Standard Chair. Make a statement in your living space and enjoy the luxury of a chic yet cosy retreat. Upgrade your home decor with this charming addition, and experience the epitome of comfort and style every day.
Make the Sammy sofa collection even more affordable and take advantage of our 3 years interest-free credit, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Aero Charcoal
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Living
Sammy Fabric Standard ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 111 cm | (43.7 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 74 cm | (29.1 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W111cm, D96cm
- Floor to seat height: 47cm
- Depth of seat: 56cm
- Width of seating area between arms: 41cm
- Height of arm rest: 74cm
- Weight of product: 36kg
Colour: Aero Charcoal
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Book A Free Appointment at Bristol - Imperial
Introducing the Sammy Fabric Standard Chair - where style and comfort come together to create a cosy and chic seating solution for your home. This exceptional chair is thoughtfully designed to bring a touch of modern elegance to any room while providing a comfortable and inviting spot to relax.
Embrace modern elegance and comfort with the Sammy Fabric Standard Chair. Make a statement in your living space and enjoy the luxury of a chic yet cosy retreat. Upgrade your home decor with this charming addition, and experience the epitome of comfort and style every day.
Make the Sammy sofa collection even more affordable and take advantage of our 3 years interest-free credit, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Aero Charcoal
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Living
Sammy Fabric Standard ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 111 cm | (43.7 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 74 cm | (29.1 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W111cm, D96cm
- Floor to seat height: 47cm
- Depth of seat: 56cm
- Width of seating area between arms: 41cm
- Height of arm rest: 74cm
- Weight of product: 36kg
Colour: Aero Charcoal
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Book A Free Appointment at Nottingham - Lady Bay Retail Park
Introducing the Sammy Fabric Standard Chair - where style and comfort come together to create a cosy and chic seating solution for your home. This exceptional chair is thoughtfully designed to bring a touch of modern elegance to any room while providing a comfortable and inviting spot to relax.
Embrace modern elegance and comfort with the Sammy Fabric Standard Chair. Make a statement in your living space and enjoy the luxury of a chic yet cosy retreat. Upgrade your home decor with this charming addition, and experience the epitome of comfort and style every day.
Make the Sammy sofa collection even more affordable and take advantage of our 3 years interest-free credit, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Aero Silver
Foot/Trim: Walnut
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Living
Sammy Fabric Standard ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 111 cm | (43.7 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 74 cm | (29.1 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W111cm, D96cm
- Floor to seat height: 47cm
- Depth of seat: 56cm
- Width of seating area between arms: 41cm
- Height of arm rest: 74cm
- Weight of product: 36kg
Colour: Aero Silver
Foot/Trim: Walnut
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Book A Free Appointment at Bristol - Imperial
Introducing the Sammy Fabric Standard Chair - where style and comfort come together to create a cosy and chic seating solution for your home. This exceptional chair is thoughtfully designed to bring a touch of modern elegance to any room while providing a comfortable and inviting spot to relax.
Embrace modern elegance and comfort with the Sammy Fabric Standard Chair. Make a statement in your living space and enjoy the luxury of a chic yet cosy retreat. Upgrade your home decor with this charming addition, and experience the epitome of comfort and style every day.
Make the Sammy sofa collection even more affordable and take advantage of our 3 years interest-free credit, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Aero Stone
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Living
Sammy Fabric Standard ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 111 cm | (43.7 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 74 cm | (29.1 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W111cm, D96cm
- Floor to seat height: 47cm
- Depth of seat: 56cm
- Width of seating area between arms: 41cm
- Height of arm rest: 74cm
- Weight of product: 36kg
Colour: Aero Stone
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Book A Free Appointment at Watford
Introducing the Sammy Fabric Standard Chair - where style and comfort come together to create a cosy and chic seating solution for your home. This exceptional chair is thoughtfully designed to bring a touch of modern elegance to any room while providing a comfortable and inviting spot to relax.
Embrace modern elegance and comfort with the Sammy Fabric Standard Chair. Make a statement in your living space and enjoy the luxury of a chic yet cosy retreat. Upgrade your home decor with this charming addition, and experience the epitome of comfort and style every day.
Make the Sammy sofa collection even more affordable and take advantage of our 3 years interest-free credit, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
Colour: Aero Silver
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Living
Sammy Fabric Standard ChairA Height | 92 cm | (36.2 in) |
---|---|---|
B Width | 111 cm | (43.7 in) |
C Depth | 96 cm | (37.8 in) |
D Seat Height | 47 cm | (18.5 in) |
E Seat Depth | 56 cm | (22.0 in) |
F Arm Height | 74 cm | (29.1 in) |
*Width (b) is measured at the widest point of your furniture.
- Size: H92cm, W111cm, D96cm
- Floor to seat height: 47cm
- Depth of seat: 56cm
- Width of seating area between arms: 41cm
- Height of arm rest: 74cm
- Weight of product: 36kg
Colour: Aero Silver
Foot/Trim: Mid Oak
Clearance price £ 375 Save £254
£ 10.42 a month for 3 years | 0% APR
Book A Free Appointment at Dartford
Introducing the Sammy Fabric Standard Chair - where style and comfort come together to create a cosy and chic seating solution for your home. This exceptional chair is thoughtfully designed to bring a touch of modern elegance to any room while providing a comfortable and inviting spot to relax.
Embrace modern elegance and comfort with the Sammy Fabric Standard Chair. Make a statement in your living space and enjoy the luxury of a chic yet cosy retreat. Upgrade your home decor with this charming addition, and experience the epitome of comfort and style every day.
Make the Sammy sofa collection even more affordable and take advantage of our 3 years interest-free credit, 0% APR representative (minimum spend £320).
Limited stock - subject to availability | Any ex-display items are purchased as seen in-store and may have slight wear | Call centre opening times: Mon - Fri: 9am - 8pm, Sat: 9am - 6pm and Sun: 10am - 7pm
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© 2024 A. Share & Sons Limited. All rights reserved |
Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA |
Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance.
© 2024 A. Share & Sons Limited. All rights reserved Registered office: 45 – 49 Villiers Street, Sunderland, SR1 1HA Company registration number: 323778
A Share & Sons Ltd, is authorised and regulated by the Financial Conduct Authority as a credit broker and is not the lender. Financial Conduct Association registration number 673559. It only offers products from Creation Consumer Finance Limited, Secure Trust Bank PLC trading as V12 Retail Finance